Banking & Finance

The DarrowEverett Banking & Finance Practice is distinguished by its breadth of experience, the number and diversity of its clients, and its close integration with important related practice areas within the firm. As financial markets continue to be volatile and unpredictable, our clients look to DarrowEverett’s Banking & Finance lawyers to help them navigate, structure, document and understand (and in some instances, assist in locating) new and existing channels of credit and financing, all while working through a challenging and continually-changing financial regulatory environment.

We work with financial institutions and lenders, as well as borrowers, lessees and other capital users, to analyze potential risks, structure financings and transactions, and develop both short- and long-term plans for growth and capital needs.

Attorneys in DarrowEverett’s Banking & Finance practice provide high quality and efficient representation to small and large regional and national lending institutions, the lending affiliates of investment banks, private equity firms and insurance companies, foreign banks and borrowers in every industry. Our attorneys represent clients in transactions ranging from simple credit agreements to complex, international, multi‑currency and multi‑jurisdictional financings arrangements, some of which include, without limitation:

  • Asset-based financings and lines of credit
  • Commercial real estate financings
  • Leveraged and investment grade acquisition financings
  • Mezzanine financings
  • Leveraged spin-offs
  • Factoring transactions
  • Project financings
  • Historic and low income tax credit loans
  • Syndicated/participated financings
  • Convertible/preferred equity structured finance
  • Commercial mortgage backed securitization lending
  • Recapitalizations
  • Liability management and workout and restructuring facilities
  • Debtor-in-possession and exit financings
  • Loan assumptions
  • Sale-leaseback financing structures

Beyond structuring and documenting of credit facilities for our clients, DarrowEverett’s Banking & Finance attorneys continue to advise clients in ongoing acquisition and revolving lines of credit and other established loan facilities from inception through maturity.

Our Banking & Finance attorneys understand the global legal landscape, including restructuring best-practices, intercreditor concerns, issues relating to obtaining credit and collateral support, and other matters that make the difference in obtaining syndicated credit or high-yield financing for complex, multi-tiered enterprises and entities. With four (4) offices strategically located throughout New England in the region’s largest cities and markets, coupled with a regional and national client base and network of financial institutions that the firm works with, DarrowEverett’s clients have seamless access to the myriad resources of the firm’s Banking & Finance group and related practices wherever our clients do business.















We have committed ourselves to assisting our clients in making well-informed, productive and ultimately successful decisions on all issues that come before them.

We take pride in on our ability to provide each client with the attention to detail and high level of service that their transactions require, while at the same time providing practical and business-oriented advice and solutions.

Current News and Events

  • Why Estate Planning Should Be Your Top Priority for 2019

    As the New Year turns, we often make resolutions for improving our lives in the coming year. We promise to eat healthier, to exercise, and to be more organized in our finances. One of the most important ways to improve our lives is to take concrete steps to plan for your estate. Estate plans are not just for the wealthy or those getting along in years. They are for everyone who has other people that depend on them or for anyone who wants to leave a legacy. Read our full client alert to learn how our attorney's can help you with your resolutions. Read More

  • End of Year Tax Update

    The Tax Cuts and Jobs Act of 2017, signed into law by President Trump on December 22nd, 2017 (the “Tax Cuts and Jobs Act”), added Code Section 199A to the Internal Revenue, which provides for up to a 20% deduction applicable to pass- through income, including income from S-Corps, partnerships, and sole proprietorships. Given this new deduction, it is within an owner of a passthrough’s interest to maximize what the IRS refers to as Qualified Business Income (“QBI”) which is defined as income net of any deductions or losses from a qualified business or trade, including any wages paid by the pass-through entity. To take advantage of accelerated depreciation and expensing of certain business related assets, read the full update. Read More

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